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FLORIDA’S LEGISLATURE PROPOSES BILL TO AMEND CONSUMER DEBT COLLECTION PRACTICES ACT
Both the House and Senate filed proposed bills that would make a minor, but impactful, amendment to § 559.72, F.S., known as the Florida Consumer Collection Practices Act (hereinafter “the Act” or “FCCPA”).

Adam Diaz
Apr 303 min read
105 views


FLORIDA COURT DISMISSES FCCPA CLAIM FINDING THE ACT DOES NOT APPLY TO EMAIL COMMUNICATIONS
A Hillsborough County judge recently entered summary judgment in favor of creditor, Afterpay US Services (“Afterpay”), dismissing the action filed by Daneshka Balestier Diaz (“Diaz”) finding Diaz lacked standing and Florida’s Consumer Collections Practices Act (“the Act” or “FCCPA”) was inapplicable.

Kathleen Achille
Apr 302 min read
63 views


NEW RULES FOR ILLINOIS AFFECTING ATTORNEY FEE PETITIONS AND“INTERMEDIARY CONNECTING SERVICES” TAKE EFFECT JULY 1, 2025
Earlier this month the Illinois Supreme Court adopted a new rule, Rule 300, pertaining to petitions for the recovery of attorneys’ fees, made minor revisions to Rule 795, pertaining to continuing legal education, and made significant amendments to two Rules of Professional Conduct, Rules 1.6 and 7.2, to define and address the relatively recent development of “intermediary connecting services” (ICS) used by attorneys to generate new business.

Robert Deisinger
Apr 303 min read
54 views


FLORIDA’S FOURTH DCA PUTS AN END TO CHALLENGES TO STANDING BASED ON ALLEGED INVALIDITY OF SIGNATURES ON THIRD PARTY CONTRACTS
Last week Florida’s Fourth District reversed a final judgment which involuntarily dismissed Bank of New York Mellon’s (BNYM) foreclosure...

Diaz | Anselmo
Feb 243 min read
27 views


CHICAGO PASSES ORDINANCE INCREASING SURCHARGES FOR DEMOLITION AND EXPANDING AREAS AFFECTED BY THE ORDINANCE
In 2021, the City of Chicago passed an ordinance (“ 2021 Ordinance ”) requiring a demolition permit and payment of a “surcharge” to...

Diaz | Anselmo
Feb 242 min read
34 views


INDIANA COURT DISCUSSES HEARSAY EXCEPTION AS IT PERTAINS TO THE ADMISSIBILITY OF PRIOR SERVICERS’ LOAN RECORDS
Indiana’s Court of Appeals rendered a helpful opinion in a consumer debt case wherein it found loan records proffered in support of...

Diaz | Anselmo
Feb 193 min read
6 views


FLORIDA’S FIRST DCA WEIGHS IN ON STANDING AND FRIVOLOUS PRO SE FILINGS IN TWO SHORT OPINIONS
In a recent opinion issued by Florida’s First District the Court clarified again that a plaintiff attempting to enforce a debt must prove...

Diaz | Anselmo
Feb 191 min read
2 views


FLORIDA MAKES MULTIPLE AMENDMENTS TO ITS PROCEDURAL RULES
In two recent decisions, the Florida Supreme Court provided notice of revisions it made, effective January 1, 2025, to its procedural...

Diaz | Anselmo
Jan 294 min read
10 views


DIAZ ANSELMO & ASSOCIATES CELEBRATES A BIG WIN ON THE ISSUE OF STANDING IN A LOST NOTE CASE
Our firm is still reveling in last month’s victory wherein the Second DCA reversed a judgment entered in favor of the mortgagors and...

Diaz | Anselmo
Jan 293 min read
9 views


DISTRICT COURT IN GEORGIA DISMISSES MORTGAGOR’S DEBT COLLECTION CLAIMS
Last month the Macon Division of Georgia’s Middle District dismissed multiple claims filed by mortgagor, Lequita Whitfield, against...

Diaz | Anselmo
Jan 293 min read
9 views


DIAZ ANSELMO & ASSOCIATES CELEBRATES ANOTHER APPELLATE WIN BASED ON PROCEDURAL DEFICIENCIES WITH BORROWERS’ APPEAL
The Third DCA recently affirmed the lower court’s entry of a summary final judgment of foreclosure in favor of Bank of New York Mellon...

Diaz | Anselmo
Jan 292 min read
9 views


FLORIDA APPELLATE COURT AGREES LENDER WAS COLLATERALLY ESTOPPED FROM SEEKING EQUITABLE RELIEF
Last month Florida’s Fourth DCA affirmed the lower court’s dismissal of an equitable action filed by lender, CSAB, against mortgagors...

Diaz | Anselmo
Jan 292 min read
12 views


FLORIDA APPELLATE COURT DISMISSES COMPLAINT FINDING LITIGATION PRIVILEGE DEFEATED TENANT’S FCCPA CLAIM
Florida’s Second DCA dismissed KAC 2021-1, LLC’s (KAC) complaint filed against American Homes 4 Rent Properties One, LLC, (Landlord or...

Diaz | Anselmo
Nov 24, 20243 min read
7 views


ILLINOIS’ SECOND DISTRICT FINDS “NEW DEFAULT RULE” DOES NOT APPLY TO PREVENT DISMISSAL OF FORECLOSURE ACTION
Earlier this month Illinois’ Third District affirmed the dismissal of Wells Fargo’s complaint which was the bank’s third attempt to...

Diaz | Anselmo
Nov 24, 20245 min read
16 views


FLORIDA TRIAL COURT FINALLY DISMISSES PRO SE COMPLAINT WITH PREJUDICE
After giving the pro se plaintiff (Rivas) five attempts to state a claim for breach of contract, unclean hands and tortious conduct, West...

Diaz | Anselmo
Nov 24, 20242 min read
14 views


OHIO APPELLATE COURT FINDS STATUTE OF LIMITATIONS BARRED FORECLOSURE OF TAX LIEN
Last month, the Second Appellate District of Ohio affirmed the dismissal, with prejudice, of a foreclosure complaint filed by tax...

Diaz | Anselmo
Nov 24, 20244 min read
14 views


OHIO APPELLATE COURT REFUSES TO REIMBURSE MORTGAGEE FOR $12,000+ IN ADVANCES FOR CONDOMINIUM DUES
Last month the Eighth Appellate District of Ohio affirmed the lower court’s order denying Lakeview Loan Servicing, LLC’s (Lakeview)...

Diaz | Anselmo
Oct 29, 20244 min read
7 views


ON RECONSIDERATION COOK COUNTY JUDGE AGAIN DEEMS $500,000+ NOTE UNENFORCEABLE & REQUIRES RELEASE OF MORTGAGE
In September 2023, a circuit court judge in Cook County, Illinois, Judge William Sullivan, delivered a painful blow to the mortgage...

Diaz | Anselmo
Oct 29, 20245 min read
14 views


OHIO COURT REFUSES TO GRANT HEIR RELIEF FROM FORECLOSURE JUDGMENT
The Eighth District Court of Appeals recently affirmed the decision of the trial court which refused an heir’s request for post-judgment...

Diaz | Anselmo
Oct 29, 20243 min read
8 views


ILLINOIS COURT AFFIRMS ORDER ALLOWING SALE OF REAL PROPERTY FREE OF MORTGAGE LIEN PRIORITIZING PAYMENT OF TAXES & ADMINISTRATOR’S FEES
The Second District Appellate Court of Illinois just affirmed a costly ruling wherein a circuit court in Lake County, Illinois, refused...

Diaz | Anselmo
Oct 29, 20244 min read
2 views
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